If you’re eligible for coverage beneath a family member’s job-based mostly plan, even should you don’t enroll in it, you might not be capable of get decrease costs on Marketplace coverage based mostly on your income. This will depend on whether or not the job-based mostly insurance that’s offered to you is considered inexpensive and meets sure minimal value requirements.
In all circumstances, the trade first checks to see if applicants are eligible for Medicaid. Subsidy eligibility is simply decided if and when the trade has decided that the applicant just isn’t eligible for Medicaid. So if a person applies for coverage throughout a particular enrollment period in July 2018, the exchange would first evaluate the applicant’s income to the 2018 FPL numbers to see if the person is eligible for Medicaid. If they aren’t, the change would then compare the applicant’s earnings to the 2017 FPL numbers to find … Read More